Audio Exchange offers two financing options to help you split up a single payment into smaller, more manageable ones. Whether you’re making a purchase in-store, over the phone or online we have you covered. For in-store and over the phone purchases we offer financing through Synchrony Financial. Online purchases may also be financed by Affirm. Both offer options intended to purchase the products you want without breaking the bank.
FINANCING ON THE WEBSITE
Affirm offers easy financing without a catch.
- Know upfront exactly what you’ll pay, with no hidden costs and no surprises.
- Choose your gear, and add it to your Audio Exchange shopping cart. Select Affirm as your payment method during step three of the checkout process.
- You'll be sent to Affirm's secure website where you'll apply. Provide your basic information and get a real-time decision. Pay over 3, 6 or 12 months (Rates from 10-30% APR).
- If approved, once you confirm your loan, you will be sent back to audio-exchange.com to see your completed purchase.
- Enjoy your new gear!
Does Affirm perform a credit check?
Yes, when you first create an Affirm account, they perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. If you apply for more loans with Affirm, they may perform additional ‘soft’ credit checks to ensure that they offer you the best financing options possible.
Why was I prompted to pay a down payment with a debit card?
We try hard to approve every purchase with Affirm, but sometimes can’t approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps them verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
For more information visit: https://www.affirm.com/faqs/
*Exclusive to purchases online, cannot be used in store or over the phone.
FINANCING IN-STORE or BY PHONE
Synchrony makes it easy to apply for financing and use it to! We've got a really great partnership with them to get you what you need now! Without paying an arm and a leg to do it.
Interested in applying for a Synchrony Music Credit Card?
To do so is super easy! Just click here to fill out a quick form to get started.
Making a purchase today?
As you are filling out your application, make sure to include the amount you intend to apply for.
What's next once I'm approved?
Upon approval, call us at 804-282-0438 with the account info and the item you intend to purchase so we can get your gear to you straightaway!